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    Finance Your Dream Home in North Idaho Imagine buying your dream home. Connect with a lender to help you make it happen.

    Our team of local financing experts are ready to guide you through the home buying process. We are committed to fast, professional, courteous, and personal service to help you understand and feel at ease throughout the home buying process. Our trained and certified loan originators specialize in financing homes in the North Idaho area real estate market. We are prepared to find the right loan program with competitive rates and low down payments for you.


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    Please do not submit any confidential information. This will be shared with both Heritage Home Loans and One Property Network, LLC | Keller Williams Realty Coeur d'Alene.

    About You

    Sponsoring Lender

    Todd Phenneger

    Todd Phenneger NMLS# 1363370

    Loan Originator Outside Sales
    Heritage Home Loans
    2100 Northwest Blvd Ste120
    Coeur d' Alene, ID 83814
    Visit my website
    Apply for a loan
    Mobile: 509-944-6206
    Direct: 509-944-6206

    Let me know how I can assist you with your North Idaho mortgage needs. I am here to help!